If the first half of this year left you feeling stuck, you’re definitely not alone. Mortgage rates stubbornly refused to budge, affordability remained razor-thin, and unexpected geopolitical pressures threw everyone a curveball.
Saving for a down payment has always felt like the ultimate hurdle in homeownership. With recent affordability squeezes, it’s completely normal to look at the housing market and wonder, “How is anyone actually doing this right now?”
It’s completely understandable why so many prospective homebuyers are currently sitting on the sidelines. The logic seems sound: wait for the impending "housing crash," snag a better deal, and avoid the nightmare of watching your new home's value dro
Forecasters have officially adjusted their expectations for the remainder of the year. But a "revised" forecast doesn't mean a bad market—it just means a different market. Let’s break down the new reality and how you can use it to your advantage.