Tapping Your 401(k) for a Down Payment: Smart Strategy or Dangerous Gamble?
Tapping Your 401(k) for a Down Payment: Smart Strategy or Dangerous Gamble?Brianna Miller
Published on: 30/08/2026

With housing affordability near record lows and home prices remaining elevated, first-time home buyers are looking for any edge to cover upfront costs. Tapping into retirement funds has surfaced in national headlines as a tempting solution.

Housing MarketReal EstateDownpaymentSmart StrategyGamble
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Why Repeat Homebuyers Are Putting 20% Down—And Why You Might Want To, Too
Why Repeat Homebuyers Are Putting 20% Down—And Why You Might Want To, TooBrianna Miller
Published on: 09/08/2026

If you are getting ready to buy your next home, you have likely heard the traditional advice to save a 20% down payment. While many loan options allow qualified buyers to put down much less, a growing number of repeat homebuyers are choosing to put

DownpaymentHome buyersCurrent MarketEquityHomeownership
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Thinking of Buying? Why You Might Not Need 20% Down
Thinking of Buying? Why You Might Not Need 20% DownBrianna Miller
Published on: 27/04/2026

Recent Google Trends data shows that online searches for "down payment" have reached an all-time high. It’s clear that potential homeowners are doing their homework, but there is still a massive amount of misinformation floating around the web.

DownpaymentDebunking MythHouse BuyingReal EstateHome Buyers
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Is It Finally Time To Make Your Move? Affordability Is Improving Across the U.S.
Is It Finally Time To Make Your Move? Affordability Is Improving Across the U.S.Brianna Miller
Published on: 17/10/2025

If you’ve been putting your homebuying plans on pause because of high mortgage rates or prices, now might be the time to take another look. According to First American, affordability is improving in 39 of the top 50 U.S. markets.......

AffordableDownpaymentMortgageTimingBuyingReal Estate
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