If you’ve glanced at the news lately, you’ve probably seen plenty of housing market doom and gloom. High rates, stretched budgets, and terrifying headlines make it sound like buying or selling right now is a terrible mistake.

For many parents and grandparents, watching the current housing market feels a bit like watching a movie you’ve seen before, but with a much higher ticket price. You know how much homeownership changed your life—it provided the stability to raise a family and the "forced savings" that built your net worth.